Sometimes he finds things that don't make sense and follows up. My dad sits down once a month with bills and looks like an accountant checking each charge for accuracy. The second lesson is max out your savings and retirement accounts. This is the practical advice for what it is to live below your means. Obviously it's so you don't pay interest to anyone now or are stuck with payments you can't afford later. Use credit cards as a convenience to earn free rewards and pay them off every month. There aren't any details for the main lesson: only buy things you would pay cash for - especially cars. Our vacations were camping or grandparents, and they splurged once on Disney World and twice for Christmas in Austria while we lived in Germany. My parents were such tight wads that spending my own earned money felt like a rebellion. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future.
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